How We Saved $50k To Buy A House

This story is personal and close to my heart. I'm sure some have judged and some with continue to do so, but I'm writing it to show people going through a rough patch that sometimes it takes some hard work and commitment to your goals. You can climb out of any situation and come out on top! I promise you! 

I've started this post a thousand times, and have never finished. It's a question we get asked literally ALL THE TIME. I just never know where to start, or end..or how much information is too much. Or if it's even information to anyone. 

The Truth is, I can't tell YOU how to save money to buy a house. Everyone has different situations, and are dealing with different things and issues. I can only share with you guys OUR story,and how things worked out for us. 
I guess I'll just start at the beginning. 

We were teen parents. When you are 16, and living with your parents, you sort of start to think you won't be able to ever achieve certain things. Home ownership is one of them. We literally scraped change together at times to buy diapers for our son. It was hard, I was scared, and there were certain thoughts that just never crossed my mind. Like owning our own home.

Cut to Nick being 19. He's working a ridiculous amount of hours for a company owned by a really close family friend. One day, in casual conversation, he mentions to me he wants to start renting houses. 

"Huh?"

Was my Response. I mean, we could hardly keep food on the table at the time. I was struggling through classes at Community College, He was making decent money at his job, and I was waiting tables. Still very young, and having a whole lot to learn about love and life in general.. 

That year, we received $8,000 back in taxes. 

We live close to Baltimore City, where they are basically giving houses away. That year, at 17 and 19 years old, we bought our first rental property. It required lots of work.. like, a lot. Nick would work 10 hours a day at his job and then work on the flip house until 2am, often times falling asleep there just to wake up and go to his day job. 

Cut to a year later, Nick had quit his old job and had started his own contracting business. We were tired of renting it out and wanted to sell. We made $10,000 profit on our first flip. Continuing with the trend of buying and flipping, we were able to buy and sell six more houses. 

Each time moving to better areas and buying higher quality houses. 

6 years later we bought a 6 unit apartment building that needed lots of work, after renting for a year, we bought and sold that house for a $50,000 profit. 

Do you know what we did with that $50,000? We bought our first house, at 23 and 25 we owned a house, IN COLD HARD CASH. NO MORTGAGES. 

Over the next year, we would work and continue to rent out our only other rental property. Eventually taking a deal with a hard money lender to buy our most recent flip house.

All while still living with my mom for a small amount of rent and working on our current house when we were able. 

Over the next year we would put about $80,000 in the house. When we bought our current house we live in, it needed SO much work. We pretty much couldn't live in it while doing the renovations, We continued to live with my Mom for another year, while working on our fixer upper and getting things live-able. Mostly just working on the evenings and weekends, since Nick was still running his business and, we still had a few rental properties to take care of.

Cut to now, 11 years later. We are completely debt free. We own both of our new vehicles in cash, and have no mortgage on our house. We just bought our first flip house, not located in the city or urban area and are looking to make a $80,000-$120,000 profit. 

Some things to note about our story:

My Mom helped us a lot, like, a whole lot. We lived with her rent free for 6 years which enabled us to bank money to continue buying and flipping rental properties. 

Do you have a family member you could live with or stay with for a small amount of rent? I know it's a long shot, but this can really help you get a jump start on saving for a house.

Nick is good at everything and over the last few years has truly learned every single trade, which means, WE do all the labor and work on our flips. We don't sub it out which in turn gives us the highest profits. 

Is your significant other, or are you, a handyman or a jack of all trades? You will have to learn how to do the basics in order to really benefit from flipping houses and maximizing profits.

We have dealt with a hard money lender on numerous occasions. This is a lot different from a bank loan (which we were never able to get ironically.) but it worked well for us in the end. You will have to have something of value to put up in order to get a hard money loan, and the interest rates are very high. 

Nick and I have been dealing with the same realtor for the past 8 years, when we told him we were in the market for a house for ourselves, he found this major fixer upper that nobody wanted to touch. Here's the thing we've learned as investors these past few years, The foreclosure lists you see? No matter how "exclusive" aren't really accurate. The really GOOD deals go to investors and realtors that have relationships with their clients. This means, the really great deals on houses are typically gone by the time the lists make it to the general public.

My advice? Find a good realtor and build a relationship.

Now, do you see why it's so hard to give specific advice? Everyone is going through different situations, and dealing with different things. We were teen parents, but thankfully had my Mom helping guide us along the way. We are also really lucky, because Nick is a jack of all trades so to speak. If he doesn't know how to do something, he won't stop until he learns. Also, when buying and flipping houses, you have to understand how minimal the space is sometimes for profit, especially when you have to start sub-contracting things out that you don't know how to do. For instance, HVAC in most houses costs $15,000 ALONE. Nick and I are able to literally cut all of those costs in half because we do the work ourselves, this maximizes our profits. 

Moral of the story? Nothing is out of your reach, ever. I hate when I hear people say, "but I can't because of this.." Just STOP. Because if you want something bad enough, YOU CAN GET IT. We have obviously had a lot of help along the way, but the only reason we're anywhere is because of the hard work and dedication to making our dreams a reality! 

So there you have it guys, that's all I have for ya. I hope it's even the slightest bit insightful, if it does nothing more then help you understand why we're so grateful for everything.

Feel free to leave a comment if you have a question or comment and I'll try my best to respond and answer! 
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124 comments

  1. Thank you for sharing. Wonderful story and very encouraging.

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  2. Hard work is always the key. Thank you for sharing this, I know it must be a little nerve racking to talk about some stuff!

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  3. What an awesome story. I can't believe you were able to do all of this at such a young age. And no mortgage to boot? So jealous!

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  4. Love this post. We are just getting ready to buy our next flip which will hopefully be our final home. My husband is a jack of all trades also...it's always nice to have a reminder that all the hours he spends working away from myself and my small children is worth it.

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  5. What an amazing story! Man, I bet you guys feel incredible knowing that you've come all this way and you got yourselves where you are all on your own! And no mortgage? GAAAAH. Awesome! Thank you for sharing your story. It was good learning more about you!

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  6. Inspiring to say the least!Thank you for sharing 😊

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  7. Inspiring to say the least!Thank you for sharing 😊

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  8. Love this post..I so remember those days when we were young. Nick has always been such a hard worker! So happy for the both of you!

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  9. What an awesome story seriously!!!! You guys are amazing and have really made it! An inspiration to all!!

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  10. I haven't been on social media or the blogs I follow lately, but I'm glad I saw this! Thank you for taking a risk with being honest and transparent about your journey! Such an inspiration and what a powerful foundation to stand on to encourage and help people do the same! Keep it up !

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    Replies
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  52. I got my already programmed and blanked ATM card to
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  72. Hello.

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    Regards.

    ReplyDelete
  73. HOW I GOT MY LOAN FROM NEIL HOWARD LOAN COMPANY LTD.

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    ReplyDelete
  74. Hello.

    Greetings, i'm Hogg Geoffrey Graham from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company Michael Clinton Loans. Via E_mail: michaelclinton273@gmail.com

    Regards.

    ReplyDelete
  75. We offer personal loans up to $100,000, Are you looking for a business loan and have been denied by a bank, we can help with loans from $5,000 to the maximum amount $100,000* that can help you rebuild your business and get you back ^, We can put you on a path towards a better financial future.

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  76. Barclays Bank Plc. provide all types of loan at the rate of 2%, amount ranges from $2000 to $300,000,000. Funds is transferred within 2hours of approval. Contact us today via email: Barclaysbank.plc198@gmail.com

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  77. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    ReplyDelete
  78. Hello.

    Greetings, i'm Hogg Geoffrey Graham from LA, I am very happy to receive a loan from the European part of the world, they gave me a loan to settle my hospital bills, They saved me from loosing my house. this message might be of help to you guys that also need a loan in other not to go the wrong side in your search you have to contact this company Michael Clinton Loans. Via E_mail: michaelclinton273@gmail.com

    Regards

    ReplyDelete
  79. Hello everyone check out Engr Michael newly designed super intelligent blank ATM cards Which have been specially programmed to withdraw free cash from any ATM Machine worldwide He has hacked the sum of one million dollars into each of the cards. please beware of scams selling counterfeit cards he sell the original cards with documents to validate the transactions. He deliver this cards to all any customers and interested buyers worldwide and it has changed the life of many people including me. I purchase mine to give a try and i saw many people talking about him, i tried my best to get one by doing what he ask me to do with the instructions, he make my card and sent to me without stressing me. Today I'm so happy seeing myself been rich, so i have to tell everyone who might need his help. he have various cards and various prices for them and the cards has expiring date and i cash out $5000 daily. you can email us on micharelatmhacker@gmail.com. text him them +18508008129

    ReplyDelete
  80. I have my ATM card already programmed to withdraw the maximum of $ 4,000 a day for a maximum of 20 days. I'm so happy with this because I got mine last week and I've used it to get $ 44,000. Mr Martins is giving the card just to help the poor and needy even though it is illegal but it is something nice and it is not like another scam pretending to have the ATM cards blank. And no one gets caught when using the card. Get yours today by sending a mail to martinshackers22@gmail.com

    ReplyDelete
  81. LOAN OFFER!!!

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    ReplyDelete
  82. Do you need hackers for hire? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent do you want to know what your kids do on a daily basis on social networks ( This includes facebook, twitter , instagram, whatsapp, WeChat and others to make sure they’re not getting into trouble? Whatever it is, Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,i can get the job done. Accesshacking a professional hacker with 10 Years+ experience.Contact Accesshacking@gmail.com

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  83. Dear Sir/MA

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  84. My name is zunna, I am from New york, United State, am here to testify of how i got my loan from Mrs Ingrid {ingridkloetloanfirm@gmail.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mrs Ingrid kloet the C.E.O of INGRID Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mrs Ingrid, who really helped me with my loan and changed my life for better. I dont know if you are in need of an urgent loan, free feel to contact Ingrid loan company on email{ ingridkloetloanfirm@gmail.com} for help

    ReplyDelete
  85. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    ReplyDelete
  86. Hello everyone, if you need to boost your credit score excellently within a short period, hack a cell phone remotely, computer or change your grades (at any level or institution), contact finessehackers@gmail.com He's efficient, and been really helpful with my credit turn, I can't thank him enough, say kimberly referred you he'll help

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  89. Should you ever require the services of a hacker, i implore you to try your very best to hire only professionals. cyberhackpros@gmail.com will increase your chances of getting your job completed. i was able to hire the services of an elite, asides the fact that i was provided a permanent solution to the service he rendered me but he gave a very efficient customer experience. he carried me along with every process and didnt leave me in the dark.contact him via email/phone CYBERHACKPROS@GMAIL.COM or +1 916 378 4978 Tell him i reffered you.He will help you

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  90. Hello, are you in need of hacking services? Then contact CYBERSPACEINTELLIGENCE@GMAIL.COM, he is the best hacker. He helped me and my friends with some issues we had. If you need to
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  91. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU

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  92. Hello Loan Seekers,

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    ReplyDelete
  93. Help me thank cyberappshacker after being scammed of $1500
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  94. Should you ever require the services of a hacker, i implore you to try your very best to hire only professionals. hackintechnology@gmail.com will increase your chances of getting your job completed. i was able to hire the services of an elite, asides the fact that i was provided a permanent solution to the service he rendered me but he gave a very efficient customer experience. he carried me along with every process and didnt leave me in the dark. contact him via email/phone hackintechnology@gmail.com

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  95. Hello Everyone, i am DAVID HILL MILLA now living in FLORIDA. I am SINGLE DAD, at the moment, two children and I was struck on the financial situation and need to refinance and pay for my son's medical bills and school fees. I tried looking for different loan lending companies and private corporation but never got a loan from them, and most banks reduced their credit. But as God would have it, I was introduced to the private loan lender JULIA NAVARO CEO NAVARO LOAN COMPANY and I got the loan amount ($553,760 USD), and today I am a business owner, and the kids are doing well at the moment. So, my dear friends, if you need to contact referring to all the companies that provide the loan at low interest rate of 2% and better repayment plans and schedules, please contact (JULIA NAVARO) at Navaroloancompany@yahoo.com. I'm so happy now, and I decided to let people know more about it, she offers all kinds of loans to individuals and company, and I want God to bless her. You can contact the company via e-mail (Navaroloancompany@yahoo.com)....

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  96. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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  97. I am Alicia Julio from Spain, I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com

    ReplyDelete
  98. Should you ever require the services of a hacker, i implore you to try your very best to hire only professionals. cyberhackpros@gmail.com will increase your chances of getting your job completed. i was able to hire the services of an elite, asides the fact that i was provided a permanent solution to the service he rendered me but he gave a very efficient customer experience. he carried me along with every process and didnt leave me in the dark.contact him via email/phone CYBERHACKPROS@GMAIL.COM or +1 916 378 4978 Tell him i reffered you.He will help you

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  99. i met a guy called Sam ,he helped me hack into my spouse INSTAGRAM,KIK,FACEBOOK AND GMAIL. Now i can monitor my spouse day to day messages and activities with out him knowing .he is very kind and i compensated him after his services. contact him at : cyberphoneways at gmail dot com.
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  100. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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  101. Hello, are you in need of hacking services? Then contact CYBERSPACEINTELLIGENCE@GMAIL.COM, he is the best hacker. He helped me and my friends with some issues we had. If you need to
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    ReplyDelete
  102. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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    ReplyDelete
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    Replies

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    Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

    Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


    We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name:Richardson McAnthony
    Contact Mail : intertekfinance@gmail.com

    ReplyDelete
  106. I am Robert Richardson from Houston here in Texas when I was in need of a loan I apply through my bank but was deny cos of my credit score then someone refer me on this site to Diversified Financial Network and I apply for a loan with them and was approved without credit check and low interest rate of 3% and there was no cosigner, You can reach them with this email if you need a loan I am sure they can still help you financialnetowrking@usa.com

    Robert Richardson

    ReplyDelete
  107. Stop being scammed by fake hackers. Hire a Ethical Hacking group who are professional and real. You might be curious that what hacking group services can provide? .. If you hire a hacker, you always have worried of losing your money. We won't keep a cent if can't do our job. 100% refund if job is not completed. Hacking Services that you will find here at:
    hackethics008@gmail.com are custom to fit your hacking needs... A professional and experienced hacker providing hacking services for a variety of client needs. Specialize in many different Hacking Services some of my most popular hacking services are, Hack INTO ANY BANK WEBSITE Hack into any COMPANY WEBSITE HACK INTO ANY GOVERNMENT AGENCY WEBSITE HACK INTO SECURITY AGENCY WEBSITE AND ERASE CRIMINAL RECORDS Hack into CRAIGSLIST AND REMOVE FLAGGING HACK INTO ANY DATABASE SYSTEM HACK PAYPAL ACCOUNT HACK WORD-PRESS Blogs SERVER CRASHED hack HACK INTO ANY SCHOOL DATABASE AND CHANGE UNIVERSITY GRADES, no matter how secured HACK INTO CREDIT BUREAU DATABASE AND INCREASE YOUR CREDIT SCORE HACK ANY EMAIL OR SOCIAL NETWORK AND KNOW IF YOUR PARTNER IS CHEATING ON YOU HACK INTO YOUR PARTNER'S PHONE PICS, TEXT MESSAGE AND LISTEN TO CALLS TO KNOW IF HE IS CHEATING UNTRACEABLE INTERNET PROTOCOL HAVE YOU OR YOUR CHILD BEEN BULLIED ONLINE BEFORE AND WANT TO GET BACK AT THE PERSON, WE CAN HELP YOU TRACE THE ACTUAL LOCATION OF THE PERSON AND DO WHATEVER YOU REQUEST TO THE PERSONS COMPUTER IS ANYONE BLACKMAILING YOU ONLINE AND YOU WANT US TO GET INTO THEIR COMPUTER AND DESTROY DATA AND EVIDENCES AGAINST YOU? If you need a hacking service that is not listed, feel free to contact me at: hackethics008@gmail.com
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    ReplyDelete
  108. Have you guys checked out this guy cyberprofessionalhacker@gmail.com dude’s a Great successful hacker,involved with cloning phones, hacked into my ex’s gmail and facbook, what let me knowing
    she was infidel and also gave my nephew some really outstanding school scores which he upgraded himself, cool way to have financial freedom as well. Get your bank blank atm cards which could debit money from any a.t.m machine. Make $20,000 and more in a couple days. Bank transfers and wire transfers as well as Paypal jobs, hes that good,had to make him my personal hacker. You could mail him as well if you got issues, he’s as discreet and professional too.He’s kinda picky though so make mention of the reference. OLIVER referred you. Your welcome.......

    ReplyDelete
  109. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
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    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
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    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  110. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  111. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  112. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


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    +1 (424)704-8035

    ReplyDelete
  113. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Ciaran Sheridan
    E-mail : ciaransheridan453@gmail.com
    Skype id : ciaransheridan453@gmail.com

    ReplyDelete
  114. We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Contact : Mr. Johnson Hatton
    Email:johnsonhatton@gmail.com
    Skype ID: johnson.hatton007

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    All inquires to Mr. Johnson Hatton should include the following minimum information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

    Contact me for more details.

    Johnson Hatton

    ReplyDelete
  115. I dont really know much about hacking after so many tries i met Cyberhacking lord who later help me find out my husband has been cheating on me and stealing from my bank account, he had this scheme going for 6 months. He gave me access to his mail,social media account,phone(could see deleted messages) and even track his location, still going to sue to him. Having doubts in your relationship? contact him (cyberhackinglord@gmail.com)

    ReplyDelete
  116. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  117. Good day everybody am Craig Wilson By name i want to give thanks and a great appreciation to Mr Larry Scott Loan Company for offering me loan for purchasing my house with a low interest rate. I want to give thanks to him for giving me this loan. My friends out there who needs loan for different purposes i advice you contact Mr Larry Scott Loan Company for loan instead of falling in to hands of Scammers online. Am happy today because of Mr Larry Scott Loan Company. So if you want to contact them for a loan you contact them on: scottlarry918@gmail.com

    Craig Wilson

    ReplyDelete
  118. Hello Guys

    Thanks to the media, the word "hacker" has gotten a bad reputation. The word summons up thoughts of malicious computer users finding new ways to harass people, defraud corporations, steal information and maybe even destroy the economy or start a war by infiltrating military computer systems. While there's no denying that there are hackers out there with bad intentions, they make up only a small percentage of the hacker community. It’s a very bad impact to the real Hackers.

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    ReplyDelete
  119. DO YOU NEED AN AFFORDABLE BUSINESS LOAN OR XMAS LOAN TODAY?

    We have provided over $20 Billion in business loans to over 30,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $1 Billion.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
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    ReplyDelete